I have enough credits to qualify for retirement now, too, not that it's going to be there for me. In 2044, when I turn 67, the social security trust will have been bankrupt for two years (provided nothing changes in ss legislation), according to the commisioner's note at the beginning of the statement.
Considering all this, I'm kind of kicking myself for not restarting my retirement savings again. I can't wait until my loans are paid off, I'll be paying those off until I'm ready to retire. Time to get my finances in shape. Thank you, SSA letter.